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CreditCard Amount Authentication
신용카드 금액인증.
1. Basic Concept
- Credit Card Amount Authentication authenticates card holder with the approval amount.
- The AA(Amount Authentication) server generate random unique amount (AA code) and get the approval with it.
- The card holder have to find the approved amount from his card issuer
- If the amount (submitted from card holder) is same to AA code, the authentiation is completed.
2. Basic Concept Flow
2.1 Basic Concept Flow2
3. Benefit
It’s Easy and Strong
- It is very easy to understand and implement
- But it’s also strong
Issuer independent
- AA mechanism covers 100% card issuers
- even if they are not yet ready.
Platform independent
- With the minimal authentication value (Amount)
- AA works on any platforms (PC, Mac, Wireless Phone, etc)
Fraud free
- AA mechanism is strong enough to down fraud rate to 0%
4. General Information about AA
- AA operator have to meet the PCIDSS compliant
- Initiated from PayGate Inc.
- PayGate Inc., Seoul, Korea
www.paygate.net
- If any questions, send mail to Mountie Lee (mountie@paygate.net)